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Part A, or hospital insurance

The first part of Medicare, Part A, will be your hospital insurance. Part A, combined with Part B, is also known as Original Medicare.

What does Medicare Part A cover?

  • Inpatient care in a hospital
  • Skilled nursing facility (SNF) care
  • Inpatient care in a SNF
  • Home health care and hospice care

How is what Medicare covers determined, and how do I find out if it covers what I need?

Medicare coverage is based on federal and state laws, national coverage decisions made by Medicare and local coverage decisions made by companies in each state that process claims for Medicare.

There are two ways to find out if Medicare covers the services you need. Talk with your provider about what the services/supplies are and why you need them. Then discuss whether Medicare will cover them.

You can also visit medicare.gov/coverage and search for your test, item or service.*

*Source: Medicare, medicare.gov/what-medicare-covers/what-part-a-covers  

How much does Medicare Part A cost?

For most people, there is no premium associated with Part A coverage. However, if you have paid into Social Security for less than 10 years, you will have to pay a small premium.

In addition, there is a benefit-period deductible that will need to be met before Medicare will pay its part. It’s important to know that this amount can change annually. Also, additional per-day copays will apply if you are admitted to the hospital and stay as a patient for longer than 60 days.

Request a call from our Geisinger Gold Medicare Advisors or talk to them today at 855-913-1199 (TTY: 711).
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Geisinger Gold Medicare Advantage HMO, PPO, and HMO SNP plans are offered by Geisinger Health Plan/Geisinger Indemnity Insurance Company, health plans with a Medicare contract. Continued enrollment in Geisinger Gold depends on annual contract renewal.

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