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Take advantage of these 5 Medicare benefits next year.

From underutilized benefits to new offerings, 2022 is your year to make the most of your Medicare plan.

Jay Kolb, Medicare sales manager at Geisinger Health Plan, weighs in on the top five benefits to look for — and use — next year.

1 – Benefit card for prescriptions

With many Medicare Advantage plans, you’ll get a monthly card to use toward over-the-counter purchases. These cards can total up to $300 per year, are given either monthly or quarterly (depending on your plan) and can be used on everyday items like:

  • Tylenol
  • Toothpaste 
  • Approved vitamins

“The cards don’t won’t roll over into the next year,” says Kolb, "So make time to get to your local pharmacy and buy the items you need before the benefit expires.”

Bonus: If you’re looking for other prescription benefits, Medicare Advantage plans offer $0 options for Tier 1 and 2 generic prescription drugs.

2 – Flex card

Imagine what you could do with a $500 flex spending card. It can make a huge impact on your healthcare, and the Geisinger Gold flex card offers just that. 

“This is new to most Geisinger Gold Medicare Advantage plans this year and is a great benefit that members should take advantage of if they have it,” says Kolb. “It can be used to help pay for dental, vision and hearing devices.”

3 – Dental and vision benefits 

Taking care of your teeth and your vision is just as important now as it was when you were a kid.

Many Medicare Advantage plans make it easy with dental benefits that include up to a $650 annual dental allowance on covered procedures — with no up-front payments. These come with most plans and need to be used in the allotted time. They also don’t roll over, so you’ll need to use them within the year. 

Plus, remember to use your flex card to pay for dental, vision and hearing coverage if you’re a Geisinger Gold member.

4 – Lower out-of-pocket costs

Caps on hospitalization copays mean you’ll spend less out of pocket if you go to the hospital. A small, per-stay copay covers all hospital fees during your admittance so you won’t have to worry about added costs per day.

“These caps lower the max you’ll pay before your insurance kicks in annually, if you have multiple stays,” says Kolb. “And they cover any admission copays at the hospital so you can get the care you need, when you need it, without worrying about the cost.” 

Bonus: Other ways you’ll save on getting the care you need include: 

  • Access to a network of 29,000 doctors and 100 hospitals
  • Low copays for all your primary care physician visits

5 – Part B buyback

New to Geisinger Gold Medicare Advantage plans, some plans will have a Part B buyback. Through this, you’ll get money back in your social security checks — just for having a Medicare Advantage Part B plan.

“This isn’t something you need to use,” says Kolb, “It’s just a part of your plan and you’ll automatically benefit from it when you sign up.” 

Bonus: If you want to learn more about these Medicare Advantage benefits and more, contact your local Geisinger Gold representative today at 800-918-5154 (TTY: 711).

Next steps: 

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Accepted 10/18/21