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Special Enrollment Period

What is a Special Enrollment Period?

Open Enrollment is closed, but individuals with certain life changes may obtain health coverage through a Special Enrollment Period.

To enroll in a Marketplace plan during a Special Enrollment Period, an individual must have experienced a qualifying event and provide documentation within 30 days. Individuals only have 60 days from the qualifying event to enroll.

Open Enrollment for 2019 coverage begins November 1, 2018 and runs through December 15, 2018. Individuals can enroll for health insurance through a Special Enrollment Period before or after Open Enrollment. See if you qualify

Marriage of a young couple, who now qualify for a Special Enrollment Period.

Qualifying events

  • Marriage, having a baby, adopting a child, adding a dependent due to foster care placement or court order, permanent move with loss of minimum essential coverage, gaining citizenship, leaving incarceration
  • Losing job-based coverage
  • Losing coverage due to divorce, the end of an individual policy plan year in 2017, COBRA expiration, aging off a parent's plan, losing eligibility for Medicaid or CHIP, change in household size
  • For people already enrolled in Marketplace coverage: Having a change in income or household status that affects eligibility for premium tax credits