Conozca los planes Geisinger Gold

Here are the steps to take:

• Start by listing the doctors and medications you use, then check which plans include them in-network and in their formulary.
• Compare monthly premiums, deductibles and out-of-pocket maximums to understand your potential costs.
• Consider whether you want an HMO or PPO based on how much flexibility you need.
• Review any extra benefits that matter to you, such as dental, vision or fitness programs.
• Look at star ratings for quality and member satisfaction.

A Geisinger Gold Medicare advisor can help you compare options based on your situation.

Health maintenance organization (HMO) plans typically require you to use doctors and hospitals within the plan's network and get referrals to see specialists.

Preferred provider organization (PPO) plans offer more flexibility — you can see providers outside the network, usually at a higher cost — and generally do not require referrals for specialists. 
Because Geisinger Gold offers HMO and PPO options, you can choose the plan type that fits how you prefer to receive care.