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Browse Marketplace plans

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For people under 65 and families without access to employer-based coverage, we have individual insurance plans to fit your needs and budget.

Plans designed for you

No need to feel overwhelmed while shopping for health insurance. Each year, more than 500,000 members trust Geisinger Health Plan (GHP) for their insurance needs. Choose us for plans that give you:

  • Flexibility
  • Access to a large provider network
  • PPO and HMO plans
  • Affordable, quality coverage
  • Coverage for one, or for the whole family
  • Basic care plans for people under age 30

View our 2026 plans brochure or see the summary cards below.

Explore 2026 plans​


Filter Geisinger plans by the category that best meets your medical needs 

Showing All Plans

HMO Plan

Geisinger Marketplace All-Access Extra HMO 10/50/500

Gold Tier

PCP Copay

$50
Extra Site: $10 (1)

Specialist Copay

$50

Deductible

$500
Single
$1,000
Family

Max out-of-pocket

$8,700
Single
$17,400
Family

Coinsurance

20%

Inpatient Services

20%
after deductible

Outpatient Services

20%
after deductible

Emergency Room

$300

Plan Highlights

Prescription drug deductible: $500/$1,000 

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $20 
  • Tier 4: $45 after deductible
  • Tier 5: $80 after deductible
  • Tier 6: 50% coinsurance after deductible up to max. out-of-pocket
Out of network: No benefits available.
1Notes your PCP copay amount if you use a Geisinger Extra site or a ProvenHealth Navigator site.
HMO Plan

Geisinger Marketplace All-Access HMO 20/50/3250

Gold Tier

PCP Copay

$20

Specialist Copay

$50

Deductible

$3,250
Single
$6,500
Family

Max out-of-pocket

$8,700
Single
$17,400
Family

Coinsurance

30%

Inpatient Services

30%
after deductible

Outpatient Services

30%
after deductible

Emergency Room

$350

Plan Highlights

Prescription drug deductible: $0/$0 

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $15 
  • Tier 4: $35 
  • Tier 5: $55 
  • Tier 6: 40% coinsurance up to $150
Out of network: No benefits available.
HMO Plan

Geisinger Marketplace All-Access HMO 25/50/0 Copay Based

Gold Tier

PCP Copay

$25

Specialist Copay

$50

Deductible

$0
Single
$0
Family

Max out-of-pocket

$10,150
Single
$20,300
Family

Coinsurance

0%

Inpatient Services

1,600%
per stay

Outpatient Services

1,600%

Emergency Room

$400

Plan Highlights

Prescription drug deductible: $0/$0

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $20
  • Tier 4: $50 
  • Tier 5: $85 
  • Tier 6: 50% Coinsurance up to $150
Out of network: No benefits available.
HMO Plan

Geisinger Marketplace All-Access HMO 25/50/250

Gold Tier

PCP Copay

$25

Specialist Copay

$50

Deductible

$250
Single
$500
Family

Max out-of-pocket

$8,450
Single
$16,900
Family

Coinsurance

20%

Inpatient Services

20%
after deductible

Outpatient Services

20%
after deductible

Emergency Room

$350

Plan Highlights

Prescription drug deductible: $500/$1,000 

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $20 
  • Tier 4: $45 after deductible
  • Tier 5: $80 after deductible
  • Tier 6: 50% coinsurance after deductible up to max. out-of-pocket

Out of network: No benefits available.

HMO Plan

Geisinger Marketplace All-Access HMO 25/50/2500

Gold Tier

PCP Copay

$25

Specialist Copay

$50

Deductible

$2,500
Single
$5,000
Family

Max out-of-pocket

$6,500
Single
$13,000
Family

Coinsurance

20%

Inpatient Services

20%
after deductible

Outpatient Services

20%
after deductible

Emergency Room

$300

Plan Highlights

Prescription drug deductible: $500/$1,000

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $20 
  • Tier 4: $45 after deductible
  • Tier 5: $80 after deductible
  • Tier 6: 50% coinsurance after deductible up to max. out-of-pocket

Out of network: No benefits available.

HMO Plan

Geisinger Marketplace All-Access HMO 25/50/4000

Gold Tier

PCP Copay

$25

Specialist Copay

$50

Deductible

$4,000
Single
$8,000
Family

Max out-of-pocket

$7,450
Single
$14,900
Family

Coinsurance

20%

Inpatient Services

20%
after deductible

Outpatient Services

20%
after deductible

Emergency Room

$300

Plan Highlights

Prescription drug deductible: $500/$1,000 

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $20 
  • Tier 4: $45 after deductible
  • Tier 5: $80 after deductible
  • Tier 6: 50% coinsurance after deductible up to max. out-of-pocket

Out of network: No benefits available.

 

PPO Plan

Geisinger Marketplace All-Access PPO 20/50/3250

Gold Tier

PCP Copay

$20

Specialist Copay

$50

Deductible

$3,250
Single
$6,500
Family

Max out-of-pocket

$8,700
Single
$17,400
Family

Coinsurance

30%

Inpatient Services

30%
after deductible

Outpatient Services

30%
after deductible

Emergency Room

$350

Plan Highlights

Prescription drug deductible: $0/$0

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $15 
  • Tier 4: $35 
  • Tier 5: $55 
  • Tier 6: 40% coinsurance up to $150

Out-of-network deductible: $10,000/$20,000

Out-of-network  coinsurance: 40%

Out-of-network maximum out-of-pocket cost: $15,000/$30,000

HMO Plan

Geisinger Marketplace Premier HMO 20/50/3250

Gold Tier

PCP Copay

$20

Specialist Copay

$50

Deductible

$3,250
Single
$6,500
Family

Max out-of-pocket

$8,700
Single
$17,400
Family

Coinsurance

30%

Inpatient Services

30%
after deductible

Outpatient Services

30%
after deductible

Emergency Room

$350

Plan Highlights

Prescription drug deductible: $0/$0

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $15 
  • Tier 4: $35 
  • Tier 5: $55 
  • Tier 6: 40% coinsurance up to $150

Out of network: No benefits available.

HMO Plan

Geisinger Marketplace All-Access HMO 30/60/49001

Silver Tier

PCP Copay

$30

Specialist Copay

$60

Deductible

$4,900
Single
$9,800
Family

Max out-of-pocket

$9,100
Single
$18,200
Family

Coinsurance

30%

Inpatient Services

30%
after deductible

Outpatient Services

30%
after deductible

Emergency Room

$300
copay after deductible

Plan Highlights

Prescription drug deductible: $500/$1,000

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $20 
  • Tier 4: $50 after deductible 
  • Tier 5: $85 after deductible 
  • Tier 6: 50% coinsurance after deductible up to max. out-of-pocket

Out of network: No benefits available.

1If you are eligible for financial help you may pay less for some of these benefits. You will find additional details at pennie.com.
HMO Plan

Geisinger Marketplace All-Access HMO 30/60/50001

Silver Tier

PCP Copay

$30

Specialist Copay

$60

Deductible

$5,000
Single
$10,000
Family

Max out-of-pocket

$9,000
Single
$18,000
Family

Coinsurance

30%

Inpatient Services

30%
after deductible

Outpatient Services

30%
after deductible

Emergency Room

$350
copay after deductible

Plan Highlights

Prescription drug deductible: $500/$1,000

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $20 
  • Tier 4: $50 after deductible 
  • Tier 5: $85 after deductible 
  • Tier 6: 50% coinsurance after deductible up to max. out-of-pocket

Out of network: No benefits available.

 
1This plan is not available at pennie.com.
Financial help is not available to members with this plan.
PPO Plan

Geisinger Marketplace All-Access PPO 30/50/55001

Silver Tier

PCP Copay

$30

Specialist Copay

$50

Deductible

$5,500
Single
$11,000
Family

Max out-of-pocket

$9,000
Single
$18,000
Family

Coinsurance

30%

Inpatient Services

30%
after deductible

Outpatient Services

30%
after deductible

Emergency Room

$250
copay after deductible

Plan Highlights

Prescription drug deductible: $500/$1,000

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $20 
  • Tier 4: $45 after deductible 
  • Tier 5: $80 after deductible 
  • Tier 6: 50% coinsurance after deductible up to max. out-of-pocket

Out-of-network deductible: $10,000/$20,000 

Out-of-network coinsurance: 40%

Out-of-network maximum out-of-pocket cost: $15,000/$30,000

1This plan is not available at pennie.com.
Financial help is not available to members with this plan.
PPO Plan

Geisinger Marketplace All-Access PPO 30/60/49001

Silver Tier

PCP Copay

$30

Specialist Copay

$60

Deductible

$4,900
Single
$9,800
Family

Max out-of-pocket

$9,100
Single
$18,200
Family

Coinsurance

30%

Inpatient Services

30%
after deductible

Outpatient Services

30%
after deductible

Emergency Room

$300
copay after deductible

Plan Highlights

Prescription drug deductible: $500/$1,000

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $20 
  • Tier 4: $50 after deductible 
  • Tier 5: $85 after deductible 
  • Tier 6: 50% coinsurance after deductible up to max. out-of-pocket

Out-of-network deductible: $10,000/$20,000

Out-of-network coinsurance: 40%

Out-of-network maximum out-of-pocket cost: $15,000/$30,000

1If you are eligible for financial help you may pay less for some of these benefits. You will find additional details at pennie.com.
HMO Plan

Geisinger Marketplace Premier HMO 30/60/49001

Silver Tier

PCP Copay

$30

Specialist Copay

$60

Deductible

$4,900
Single
$9,800
Family

Max out-of-pocket

$9,100
Single
$18,200
Family

Coinsurance

30%

Inpatient Services

30%
after deductible

Outpatient Services

30%
after deductible

Emergency Room

$300
copay after deductible

Plan Highlights

Prescription drug deductible: $500/$1,000

  • Tier 1: $0 
  • Tier 2: $3 
  • Tier 3: $20 
  • Tier 4: $50 after deductible 
  • Tier 5: $85 after deductible 
  • Tier 6: 50% coinsurance after deductible up to max. out-of-pocket

Out of network: No benefits available.

1If you are eligible for financial help you may pay less for some of these benefits. You will find additional details at pennie.com.
HMO Plan

Geisinger Marketplace All-Access HMO 40/80/84001

Expanded Bronze Tier

PCP Copay

$40

Specialist Copay

$80

Deductible

$8,400
Single
$16,800
Family

Max out-of-pocket

$10,000
Single
$20,000
Family

Coinsurance

0%

Inpatient Services

0%
after deductible

Outpatient Services

0%
after deductible

Emergency Room

$0
after deductible

Plan Highlights

Prescription drug deductible: Combined with medical deductible. 

  • Tier 1: $0 
  • Tier 2–6: 0% after deductible

Out of network: No benefits available.

1This plan is HSA eligible.
HMO Plan

Geisinger Marketplace All-Access HMO Pharmacy First 85001

Expanded Bronze Tier

PCP Copay

$0
after deductible

Specialist Copay

$0
after deductible

Deductible

$8,500
Single
$17,000
Family

Max out-of-pocket

$8,750
Single
$17,500
Family

Coinsurance

0%

Inpatient Services

0%
after deductible

Outpatient Services

0%
after deductible

Emergency Room

$0
after deductible

Plan Highlights

Prescription drug deductible: Combined with medical deductible. 

  • Tier 1: $0 
  • Tier 2: $10 
  • Tier 3: $25 
  • Tier 4: 50% coinsurance up to max. out-of-pocket 
  • Tier 5: 50% coinsurance up to max. out-of-pocket 
  • Tier 6: 0% after deductible

Out of network: No benefits available.

1This plan is HSA eligible.
PPO Plan

Geisinger Marketplace All-Access PPO 40/80/84001

Expanded Bronze Tier

PCP Copay

$40

Specialist Copay

$80

Deductible

$8,400
Single
$16,800
Family

Max out-of-pocket

$10,000
Single
$20,000
Family

Coinsurance

0%

Inpatient Services

0%
after deductible

Outpatient Services

0%
after deductible

Emergency Room

$0
after deductible

Plan Highlights

Prescription drug deductible: Combined with medical deductible. 

  • Tier 1: $0 
  • Tier 2–6: 0% after deductible

Out-of-network deductible: $10,000/$20,000

Out-of-network coinsurance: 40%

Out-of-network maximum out-of-pocket cost: $15,000/$30,000

1This plan is HSA eligible.
QHDHP PPO

Geisinger Marketplace All-Access QHDHP PPO 71001

Expanded Bronze Tier

PCP Copay

$0
after deductible

Specialist Copay

$0
after deductible

Deductible

$7,100
Single
$14,200
Family

Max out-of-pocket

$7,100
Single
$14,200
Family

Coinsurance

0%
after deductible

Inpatient Services

0%
after deductible

Outpatient Services

0%
after deductible

Emergency Room

$0
after deductible

Plan Highlights

Prescription drug deductible: Combined with medical deductible. 

  • Tier 1: $0 
  • Tier 2–6: 0% after deductible

Out-of-network deductible: $15,000/$30,000

Out-of-network coinsurance: 40%

Out-of-network maximum out-of-pocket cost: $15,000/$30,000

1This plan is HSA eligible.
HMO Plan

Geisinger Marketplace Premier HMO 40/80/84001

Expanded Bronze Tier

PCP Copay

$40

Specialist Copay

$80

Deductible

$8,400
Single
$16,800
Family

Max out-of-pocket

$10,000
Single
$20,000
Family

Coinsurance

0%

Inpatient Services

0%
after deductible

Outpatient Services

0%
after deductible

Emergency Room

$0
after deductible

Plan Highlights

Prescription drug deductible: Combined with medical deductible.

  • Tier 1: $0 
  • Tier 2–6: 0% after deductible

Out of network: No benefits available.

1This plan is HSA eligible.
Value POS

Geisinger Marketplace All-Access Value(Only available to people under the age of 30) 1

Catastrophic

PCP Copay

$0
after deductible NOTE: 3 PCP visits covered before deductible applies

Specialist Copay

$0
after deductible

Deductible

$10,600
Single
$21,200
Family

Max out-of-pocket

$10,600
Single
$21,200
Family

Coinsurance

0%

Inpatient Services

0%
after deductible

Outpatient Services

0%
after deductible

Emergency Room

$0
after deductible

Plan Highlights

Prescription drug deductible: Combined with medical deductible. 

  • Tier 1: $0 
  • Tier 2–6: 0% after deductible

Out-of-network deductible: $15,000/$30,000

Out-of-network coinsurance: 40%

Out-of-network maximum out-of-pocket cost: $15,000/$30,000

1This plan is HSA eligible.
This plan does not meet the CMS creditable coverage requirements. For more information, call 800-918-5154.

Shop our 2026 plans

Gold plans
With our Gold plans, you'll generally have higher monthly premiums and less out-of-pocket costs.
View 2026 Gold
Silver plans
With our Silver plans, you'll generally pay less in monthly premiums and more out of pocket.
View 2026 Silver
Expanded Bronze plans
With Expanded Bronze plans, you'll generally pay the least in monthly premiums and the most out of pocket for medical care.
2026 Expanded Bronze

Learn more from Pennie

For all plan benefit details and to confirm if you're eligible for financial help, visit pennie.com or call 844-844-8040.

Financial assistance options

With Geisinger Health Plan, you can choose from a variety of plans, from comprehensive to basic. Find the right coverage to meet your needs — without breaking the bank. Need help paying for your insurance premiums? Financial assistance is available.

Find out how much you could save using Pennie's savings calculator.

Still have questions?

Quickly find answers to common questions about our marketplace health plans.


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