Meet the Geisinger Gold plans

Learn the costs, coverage and benefits of Geisinger Gold Medicare Advantage plans

Find a 2027 Medicare Advantage plan

See which Geisinger Gold plan fits your care, prescriptions and budget. Coverage begins Jan. 1. Questions? Call 800-482-8163 (PA Relay 711).

Compare Geisinger Gold plans

Just turned 65 and new to Medicare? Select the 2026 tab below to shop plans and make sure you have the coverage you need today.

Already 65 and shopping for a new Medicare plan for 2027? Select the 2027 tab and shop plans now for coverage starting Jan. 1, 2027.

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HMO Plan

Geisinger Gold Classic 360 Rx (2026)

Rating:4.5 / 5

Monthly Premium

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$7,100

Office Visit (PCP)

Office Visit (Specialist)

$0 - $25

HMO Plan

Geisinger Gold Classic 360 Rx (2027)

Rating:4.5 / 5

Monthly Premium

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$9,850

Office Visit (PCP)

Office Visit (Specialist)

$30

HMO Plan

Geisinger Gold Classic Advantage Rx (2026)

Rating:4.5 / 5

Monthly Premium

$113.90 - $135.90

Varies by county

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$3,450

Office Visit (PCP)

Office Visit (Specialist)

$20

HMO Plan

Geisinger Gold Classic Advantage Rx (2027)

Rating:4.5 / 5

Monthly Premium

$129 - $151

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$3,450

Office Visit (PCP)

Office Visit (Specialist)

$20

HMO Plan

Geisinger Gold Classic Complete Rx (2026)

Rating:4.5 / 5

Monthly Premium

$48

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$5,700

Office Visit (PCP)

Office Visit (Specialist)

$35

HMO Plan

Geisinger Gold Classic Complete Rx (2027)

Rating:4.5 / 5

Monthly Premium

$56 - $58

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$5,700

Office Visit (PCP)

Office Visit (Specialist)

$35

HMO Plan

Geisinger Gold Classic Essential Rx (2026)

Rating:4.5 / 5

Monthly Premium

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$6,750

Office Visit (PCP)

Office Visit (Specialist)

$30

HMO Plan

Geisinger Gold Classic Essential Rx (2027)

Rating:4.5 / 5

Monthly Premium

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$7,150

Office Visit (PCP)

Office Visit (Specialist)

$35

HMO Plan

Geisinger Gold Heritage (2026)

Rating:4.5 / 5

Monthly Premium

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$6,700

Office Visit (PCP)

Office Visit (Specialist)

$20

Shop now

HMO Plan

Geisinger Gold Heritage (2027)

Rating:4.5 / 5

Monthly Premium

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$6,700

Office Visit (PCP)

Office Visit (Specialist)

$15

Shop now

HMO Plan

Geisinger Gold Value Rx (2026)

Rating:4.5 / 5

Monthly Premium

$23

Part B Insulin Capped At

$25

Annual Deductible

Maximum Out-Of-Pocket

$9,250

Office Visit (PCP)

Office Visit (Specialist)

$0 - $35

HMO Plan

Geisinger Gold Value Rx (2027)

Rating:4.5 / 5

Monthly Premium

$29

Part B Insulin Capped At

$25

Annual Deductible

Maximum Out-Of-Pocket

$9,000

Office Visit (PCP)

Office Visit (Specialist)

$0 - $35

PPO Plan

Geisinger Gold Preferred Advantage Rx (2026)

Rating:4.5 / 5

Monthly Premium

$96 - $114

Varies by county

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$4,000

Office Visit (PCP)

$10

Office Visit (Specialist)

$25

PPO Plan

Geisinger Gold Preferred Advantage Rx (2027)

Rating:4.5 / 5

Monthly Premium

$104 - $123

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$4,450

Office Visit (PCP)

$10

Office Visit (Specialist)

$25

PPO Plan

Geisinger Gold Preferred Balance Rx (PPO) (2027)

Monthly Premium

$29

Part B Insulin Capped At

$35

Annual Deductible

$350

to select IN and most OON

Maximum Out-Of-Pocket

$9,850

Office Visit (PCP)

Office Visit (Specialist)

$50

PPO Plan

Geisinger Gold Preferred Complete Rx (2026)

Rating:4.5 / 5

Monthly Premium

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$7,200

Office Visit (PCP)

Office Visit (Specialist)

$35

PPO Plan

Geisinger Gold Preferred Complete Rx (2027)

Rating:4.5 / 5

Monthly Premium

Part B Insulin Capped At

$35

Annual Deductible

Maximum Out-Of-Pocket

$9,850

Office Visit (PCP)

Office Visit (Specialist)

$40

Eligible for or enrolled in both Medicare and Medicaid?

You may qualify for a Geisinger Gold Medicare Advantage Secure Rx (HMO D-SNP) plan.

See details

What's the right plan for me? HMO vs. PPO

Health maintenance organization (HMO) plans usually require you to use doctors and hospitals within the plan's network and get referrals to see specialists.
Preferred provider organization (PPO) plans offer more flexibility — you can see providers outside the network*, usually at a higher cost — and generally do not require referrals for specialists.

Geisinger Gold offers both. You can filter between HMO and PPO plans.

Common questions when you’re choosing a Medicare plan

For personalized plan help, call us at 800-482-8163 (TTY: 711). Our team is here to help you learn more about Medicare Advantage plans in Pennsylvania.

How can I choose the best Medicare Advantage plan for me?

Here are the steps to take:

Start by listing the doctors and medications you use, then check which plans include them in-network and in their formulary.
Compare monthly premiums, deductibles and out-of-pocket maximums to understand your potential costs.
Consider whether you want an HMO or PPO based on how much flexibility you need.
Review any extra benefits that matter to you, such as dental, vision or fitness programs.
Look at star ratings for quality and member satisfaction.

A Geisinger Gold Medicare advisor can help you compare options based on your situation.

Why would I choose HMO health insurance?

When comparing HMO vs. PPO plans, you should know that an HMO health plan typically offers a lower cost for healthcare, but your providers are more limited. In an HMO, your primary care provider — your regular doctor — coordinates your care and provides referrals to see specialists in the network. HMOs are budget-friendly if you use providers in the designated network. Costs for out-of-network providers are higher. If your preferred doctors and providers are in the network, and cost is your biggest concern, an HMO might be right for you. Check the Geisinger Health Plan provider network, one of broadest in Pennsylvania. You’re not limited to Geisinger providers and facilities.

Why would I choose PPO insurance?

When comparing HMO vs. PPO plans, you should know that with a PPO, you usually pay higher monthly premiums than with an HMO, but you have access to more providers and without referrals. If you need to see a specialist, you don’t need to see your primary care provider — your regular doctor — for a referral first. If you see an out-of-network provider, your costs don’t increase significantly. If you have multiple complex conditions, prefer to see a specialist without referral delays, travel frequently or want a broader selection of providers, a PPO might be right for you. Check the Geisinger Health Plan provider network, one of broadest in Pennsylvania. You’re not limited to Geisinger providers and facilities.

Learn about Medicare

Find out the parts of Medicare, how to shop for a plan, what to expect as you enroll and when to switch plans.

Learn about Medicare

Tailored support and personalized attention

Talk to a Medicare advisor

Speak 1:1 with an advisor for a no-pressure Q&A about your health coverage options.

Attend an event

Prefer a face-to-face discussion? Come to one of our events and ask your questions in person.

Schedule a home visit

Make life simpler — enjoy the personalized convenience of having an advisor visit you at home.

* Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

For accommodations of persons with special needs at meetings call 877-821-5056 (TTY: 711).

Geisinger Gold Medicare Advantage HMO, PPO, and HMO D-SNP plans are offered by Geisinger Health Plan/Geisinger Indemnity Insurance Company/Geisinger Quality Options, Inc., health plans with a Medicare contract. Continued enrollment in Geisinger Gold depends on contract renewal. Geisinger Health Plan, Geisinger Indemnity Insurance Company, and Geisinger Quality Options, Inc. are part of Geisinger, an integrated health care delivery and coverage organization. Risant Health, Inc. is the parent organization of Geisinger.

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