Group health plans for fewer than 51 employees
Healthcare options to fit every need and budget
Health insurance for small businesses
Cost
We’ll help you control your costs. Our integrated coverage model means high-quality care for your employees and more savings for you.
Quality
Backed by one of the nation’s most renowned health systems, our health plans provide more affordable, better quality care for you and your employees.
Access
Our expansive regional network combined with First Health® — a national wrap network including over 96% of U.S. hospitals, more than 800,000 providers and over 125,000 ancillary providers — gives you access to quality care across the country.
Service
We know there’s no “one-size-fits-all” when it comes to health insurance. That’s why we pride ourselves on personalized customer care — with real, local people here to support you from start to finish.
Plans
Geisinger Funding Alternative (GFA) level-funded plan is available to groups with 5 to 199 enrolled subscribers. This plan combines the predictable payments of fully-insured plans with the cost savings of traditional self-funding. A GFA plan is ideal for businesses with generally healthy employees and a low number of high-cost claims.
Benefits of a GFA plan include:
- Standard plan designs with four formulary options
- Cost-efficient pricing
- Stop-loss coverage for protection against large claims
- Predictable monthly payments based on employee’s health trends
- Experience credit (portion of unused claims funding returned)
Affordable Care Act (ACA) Marketplace Exchange plans provide access to a vast network of providers and numerous options for monthly premiums and out-of-pocket costs. All our Geisinger small group plans are compliant with the ACA.
Benefits of ACA Marketplace Exchange plans include:
- Access to a wide network of providers, with options for your employees to see providers both in and outside our network
- Value options with a variety of monthly premiums and out-of-pocket costs
- Access to Healthy Rewards and a variety of health management programs
Get a quote
Ready to find the perfect health plan? Let’s get started.
Coverage
National coverage
Provided through First Health®, a wrap network with 1 million+ providers across the nation.
Geisinger group plan perks
Health and wellness
Help your employees and their families live healthier and happier with our comprehensive, customized wellness programs.
Case management
Our care team helps your employees set and achieve personal health goals, from lifestyle changes to complex disease and condition management.
Geisinger pharmacy
With our in-house pharmacists and drug specialists, your employees can rest easy knowing they’re getting the most value and best care.
Nationally recognized programs
Our integrated health system gives your employees access to innovative cost-saving programs like ProvenCare®, Fresh Food Farmacy® and numerous Centers of Excellence.
Chronic illness and behavioral health management
Have an employee who needs help with a chronic condition or behavioral health? They’ll receive personalized support to manage and maintain their well-being.
Telemedicine
Telemedicine lets your employees and their families receive primary and specialty care right from the comfort of their couch.
Need help or have questions?
We're here to answer your questions, help you select the right plan for your business and guide you through the enrollment process.
What to know about healthcare reform
The Affordable Care Act (ACA), passed in 2010, requires most Americans to buy health insurance. Here’s what it means for you and your company.