What is the ACA?
The Affordable Care Act (ACA) is a law aimed at improving the United States' healthcare system. It does this by making health insurance available to more Americans. The law also protects people who already have health insurance. The ACA is comprised of two separate laws, the Patient Protection and Affordable Care Act (PPACA) and the Health Care and Education Reconciliation Act (HCERA), which were signed into law by President Barack Obama on March 23, 2010, and March 30, 2010, respectively. Additionally, regulations passed subsequent to ACA provide relevant guidance.
In July 2019, Gov. Wolf signed into legislation establishing the state-based marketplace exchange called Pennie. Pennie replaced CMS healthcare.gov for Pennsylvanians to enroll in affordable healthcare coverage through the exchange. By creating a state-based exchange, it allows Pennsylvania to reinvest savings through lowering insurance premiums for people that may not otherwise be eligible for subsidies.
At Geisinger Trusted Advisor, we know that the changes under the ACA can be overwhelming. That's why we are here to help. Through this website and our Trusted Advisor healthcare reform information line, 855-849-1510, we will provide you with information and answers you need to make the right decisions for you and your family.
Learn about Pennie Marketplace coverage and options that are available to you, visit Pennie.