Shop Geisinger Marketplace plans

Healthcare reform has changed the way you purchase health insurance. It hasn’t changed the quality and value Geisinger Health Plan offers.

Our plans give you more

HMO (health maintenance organization)*

  • Select a primary care physician (PCP) who will help manage and coordinate members’ health and wellness
  • Generally cost less because members use in-network providers

PPO (preferred provider organization)*

  • Do not need to select a PCP
  • Can see providers in or out of our network
  • Pay more for services received from providers outside our network

Extra

  • Visit a primary care site designated as a "Geisinger Extra" site and pay lower office visit copays
  • Some sites are also ProvenHealth Navigator® locations, where extra care is provided to the member by a nurse
  • These plans are available in specific counties of our service area. See below for a list.
  • Learn more about Geisinger Extra plans

Select

  • Pay a lower premium with access to an exclusive provider network
  • Care must be received from one of the providers participating in the exclusive network for services to be covered
  • These plans are available in specific counties of our service area. See below for a list.
  • Search for a Geisinger Select provider near you

Value

  • Provide the most basic coverage
  • Only available to people under the age of 30


   

Shop and enroll today

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Choose a health plan that's best for you. Important reminder: Nearly 90% of current Geisinger Marketplace members qualified for financial help paying for their health insurance. To verify if you’re eligible for financial help and to enroll in a Geisinger Marketplace plan, visit HealthCare.gov

Affordable Care Act metallic levels

The Affordable Care Act defines metallic levels that help you understand how costs are split between you and the plan you choose.

  • With Gold plans, you'll generally pay more in monthly premiums and less out of pocket for medical care.    
  • With Silver plans, you'll generally pay less for monthly premiums and more out of pocket for medical care.
  • With Bronze plans, you'll generally pay the least in monthly premiums and the most out of pocket for medical care.


Why choose GHP?

The Geisinger Health Plan difference includes:

  • Quality coverage, backed up by independent rankings
  • Focus on customer service
  • Large provider network

Find out why Geisinger Health Plan is the best option for you

Learn more about the executive order to eliminate cost share reduction (CSR) payments

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Service area

These counties are included in our coverage area:

  • Adams
  • Berks
  • Blair
  • Bradford
  • Cambria
  • Cameron
  • Carbon
  • Centre
  • Clearfield
  • Clinton
  • Columbia
  • Cumberland
  • Dauphin
  • Fulton
  • Huntingdon
  • Jefferson
  • Juniata
  • Lackawanna
  • Lancaster
  • Lebanon
  • Lehigh
  • Luzerne
  • Lycoming
  • Mifflin
  • Monroe
  • Montour
  • Northumberland
  • Northampton
  • Perry
  • Pike
  • Potter
  • Schuylkill
  • Somerset
  • Snyder
  • Sullivan
  • Susquehanna
  • Tioga
  • Union
  • Wayne
  • Wyoming
  • York


These counties are included in our Geisinger Extra coverage area:

  • Centre
  • Clinton
  • Columbia
  • Cumberland
  • Dauphin
  • Juniata
  • Lackawanna
  • Luzerne
  • Lycoming
  • Mifflin
  • Monroe
  • Montour
  • Northumberland
  • Perry
  • Schuylkill
  • Snyder
  • Susquehanna
  • Union 
  • Wayne
  • Wyoming

These counties are included in our Geisinger Select coverage area:

  • Clinton
  • Lehigh
  • Luzerne
  • Northampton
  • Sullivan
  • Susquehanna
  • Wayne
*Please note: The 2018 Geisinger Marketplace HMO 30/60/4600 and Geisinger Marketplace PPO 30/50/5000 plans are not available on HealthCare.gov. Financial help is not available to members with these plans. Also, the PPO 30/50/5000 plan is only available in the following counties: Blair, Bradford, Cambria, Cameron, Carbon, Centre, Clearfield, Clinton, Columbia, Huntingdon, Jefferson, Lackawanna, Luzerne, Lycoming, Mifflin, Monroe, Montour, Northumberland, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Wayne and Wyoming. The HMO 30/60/4600 plan is available across our entire service area.
Geisinger Health Plan has proposed an overall base rate increase of 31.3% for Individual HMO/POS members renewing in the Marketplace effective January 1, 2018 through December 1, 2018. The actual range of proposed rate increases vary from a minimum of 0.2% to a maximum of 34.5%. The key drivers of this increase are the increase in morbidity of the ACA population, annual claims trend, changes in the federal risk adjustment program, potential changes to the cost-sharing reduction program and the enforcement of the individual mandate. The total projected 2018 administrative costs are higher than those used for the current 2017 rates. As required by federal regulations and using the Federally prescribed MLR methodology, the projected loss ratio exceeds 80%. There were minimal benefit changes proposed for 2018.

Related Information

Learn more about Geisinger Health Plan.

We’re here to help

We have the answers to your questions about health insurance.

Affordable Care Act

Healthcare reform has changed the way you purchase health insurance.

A healthier you

Learn how Geisinger Health Plan can help you live a healthier life.