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Marketplace health insurance

2024 Open Enrollment is now closed

Don’t forget: Pennsylvanians are enrolling through Pennie®

You can visit pennie.com or call the state-based exchange at 844-844-8040 to find information and assistance on your health insurance.

Annual Open Enrollment begins every year on Nov. 1 and continues through Jan. 15. If you enroll between Nov. 1 and Dec. 15, your coverage will start Jan. 1. You can make changes as late as Jan.15 for a Feb. 1 coverage date. 

After Open Enrollment, if your circumstances change – like losing your current coverage, getting married, having a baby or moving to a different zip code in Pennsylvania – you may be eligible for a Special Enrollment Period (SEP).  If you’re eligible, the SEP lets you enroll in health insurance outside of the yearly Open Enrollment period. 
 
Shop for and enroll in a Geisinger Marketplace plan online or contact one of our knowledgeable, friendly representatives at 800-223-1282, Monday through Friday, 8 a.m. to 5 p.m. 

Contact us to explore plan options, ask questions about Pennie and much more at 800-918-5154.

Our plans give you more 

  • HMO (health maintenance organization)* 
    • Choose a primary care physician (PCP) or family doctor who will help manage and coordinate your health and wellness
    • This generally costs less because you use in-network providers
  • PPO (preferred provider organization)*
    • You don’t need to choose a PCP
    • You can see providers in or out of our network
    • If you get services from providers outside our network, you’ll pay more
  • Value
    • This provides the most basic coverage
    • It’s only available to people under age 30

Why choose GHP?

The Geisinger Health Plan difference includes:

  • Quality coverage that meets your needs
  • Large provider network
  • Health and wellness programs
  • Prescription drug savings

Affordable Care Act metallic levels

The Affordable Care Act (ACA) outlines tiers of health insurance coverage that help you understand how costs are split between you and the plan you choose.

  • With Gold plans, you'll generally pay more in monthly premiums and less out of pocket for medical care.
  • With Silver plans, you'll generally pay less for monthly premiums and more out of pocket for medical care.
  • With Bronze plans, you'll generally pay the least in monthly premiums and the most out of pocket for medical care.

Don’t forget: Enroll in your 2024 coverage through Pennie

You can visit pennie.com or call the state-based exchange at 844-844-8040 to find information and assistance on your health insurance.

Need help? Call Geisinger Health Plan to review your plan options at 800-918-5154.

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Our service area

These counties are included in our coverage area

  • Adams
  • Bedford
  • Berks
  • Blair
  • Bradford
  • Cambria
  • Cameron
  • Carbon
  • Centre
  • Clearfield
  • Clinton
  • Columbia
  • Cumberland
  • Dauphin
  • Elk
  • Fulton
  • Huntingdon
  • Jefferson
  • Juniata
  • Lackawanna
  • Lancaster
  • Lebanon
  • Lehigh
  • Luzerne
  • Lycoming
  • Mifflin
  • Monroe
  • Montour
  • Northampton
  • Northumberland
  • Perry
  • Pike
  • Potter
  • Schuylkill
  • Somerset
  • Snyder
  • Sullivan
  • Susquehanna
  • Tioga
  • Union
  • Wayne
  • Wyoming
  • York

Find the right health insurance plan for you and your family

Explore our plans
Geisinger Health Plan has proposed an overall base rate increase of 7.3% for Individual HMO/POS members renewing in the Marketplace effective January 1, 2024 through December 1, 2024. The actual range of proposed rate changes vary from -0.1% to 11.5%. The key drivers of this increase are changes in the normalized risk pool experience, trend, pricing AVs, and benefit richness. The total projected 2024 administrative costs are slightly lower than those used for the current 2023 rates. As required by federal regulations and using the Federally prescribed MLR methodology, the projected loss ratio exceeds 80%. There were minimal benefit changes proposed for 2024 to maintain the desired metallic level.

Geisinger Quality Options has proposed an overall base rate increase of 7.1% for Individual PPO members renewing in the Marketplace effective January 1, 2024 through December 1, 2024. The actual range of proposed rate changes vary from -0.8% to 10.4%. The key drivers of this increase are changes in the normalized risk pool experience, trend, pricing AVs, and benefit richness. The total projected 2024 administrative costs are slightly lower than those used for the current 2023 rates. As required by federal regulations and using the Federally prescribed MLR methodology, the projected loss ratio exceeds 80%. There were minimal benefit changes proposed for 2024 to maintain the desired metallic level.
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