The right plan for your clients

We offer a variety of plans to meet your clients’ needs for cost and coverage.

Geisinger Extra

• If members select a Geisinger Extra primary care site, they pay lower office visit copays
• Many Geisinger Extra sites are also ProvenHealth Navigator® (PHN) locations; PHN services provide extra care because a nurse works closely with physicians and office staff to best manage your health
• Available in certain counties of our service area

Learn more about Geisinger Extra.

HMO (Health Maintenance Organization)

• Employees select a primary care physician (PCP) to help manage their health and wellness
• HMO plans typically cost less because members use providers within Geisinger Health Plan’s network

POS (Point of Service)

• Employees can select a PCP to help coordinate their care, but they can also see other healthcare providers, in or out of network
• Services received from providers who are part of the Geisinger Health Plan network cost less than services outside our network

PPO (Preferred Provider Organization)

• Employees can see any healthcare provider, in or out of our network
• Services received from providers who are part of the Geisinger Health Plan network cost less than services outside our network

QHDHP (Qualified High Deductible Health Plan)

• A QHDHP plan has lower premiums and higher deductibles than a traditional insurance plan
• Required for a health savings account (HSA)

HSA (Health Savings Account)

• An HSA helps individuals covered under high-deductible health plans (HDHPs) save for medical expenses that QHDHPs don’t cover
• Contributions are not subject to federal tax at the time of deposit

HRA (Health Reimbursement Account)

• An HRA is an employer-funded plan that reimburses employees and their eligible family members for medical expenses not covered by the employer’s standard insurance plan
• Distributions are considered tax deductible to the employer